International Journal of Humanities and Social Science

      ISSN 2220-8488 (Print), 2221-0989 (Online) 10.30845/ijhss

      Call for Papers

      The Brooklyn Research and Publishing Institute (BRPI) invites academics, scholars, researchers, and professionals from around the world to submit their manuscripts for publication in our wide range of highly esteemed peer-reviewed academic journals.

      Read more...

      Recruitment of Reviewers

      The Brooklyn Research and Publishing Institute (BRPI), a distinguished international publisher of open-access academic journals, is currently inviting qualified scholars to join its esteemed pool of peer reviewers.

      Read more...

      The Effects of Adjustable Rate Mortgages on House Price Inflation
      Albert S. Davies

      Abstract
      This paper examines two important issues regarding house prices and mortgage market activity. First given recent activity in the market regarding adjustable rate mortgages (ARMs), we study the determinants of such mortgages. Our second objective is with regards to a potential simultaneity between house prices and adjustable rate mortgages. If house prices are expected to appreciate, then lenders are less concerned about defaults and may make available more funds to a large extent in the form of ARMs and to lower quality borrowers, for financing the purchase of a house. We investigate this potential feedback relationship using a dynamic panel model for the 48 contiguous states over the years 1986-2010. Fixed effects estimates on the determinants of the share of adjustable rate mortgages are consistent with earlier findings on the importance of the spread, between fixed rate and adjustable rate mortgages. We also find evidence of a possible feedback relationship between house prices and adjustable rate mortgages.

      Full Text: PDF

      主站蜘蛛池模板: 国产产一区二区三区久久毛片国语| 天天操天天爱天天干| 亚洲婷婷在线视频| 美日韩在线观看| 国产真实交换多p免视频| jizz国产在线观看| 日本在线观看中文| 亚洲国产欧美日韩精品一区二区三区 | 色丁香在线视频| 国产精品久久久福利| а√天堂中文最新版地址bt| 日本特黄特色免费大片| 亚洲成av人在线视| 男女啪啪永久免费观看网站| 国产乱码卡一卡2卡三卡四| 综合激情网五月| 大竹一重足舐男未删减版| 中文字幕一区二区在线播放| 日韩精品久久久免费观看| 亚洲欧美另类国产| 精品久久久久不卡无毒| 国产区卡一卡二卡三乱码免费| 香蕉视频在线观看男女| 天堂/在线中文在线资源官网| 中文字幕不卡在线播放| 日本高清www无色夜在| 亚洲乱码国产乱码精品精| 污网址在线观看| 免费无码午夜福利片69| 色八a级在线观看| 国产在线不卡一区| 亚洲成年www| 国产青草视频在线观看免费影院| www.99re| 成年人性生活免费视频| 久久国产精彩视频| 本道久久综合88全国最大色| 亚洲日本久久一区二区va| 特级一级毛片免费看| 免费观看国产精品| 综合久久99久久99播放|